Real-time payments are no longer a future prospect or an experimental innovation; they are the present reality and a fundamental expectation.
As demand reaches unprecedented levels, financial institutions (FIs) across the spectrum are facing a critical juncture: embrace instant payments or risk being left behind.
The timeline for action is tightening rapidly, with aggressive adoption reshaping the competition by the end of 2026.
For institutions that hesitate, the cost may not just be a loss of competitive edge, but a fundamental threat to customer relationships and future relevance.
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